Want personal help creating your household money system?
My 7 guided lessons in 7 steps to master your Household Money can make that happen.
We’ll walk through one simple step each week to build your complete household money system -
from your year plan all the way down to your monthly budget,
from your lifestyle goals to what it looks like to track spending in real time -
so you can finally feel organized, consistent, and in control of your money.
"Your budget is life changing. It actually changed my life."
-Shannon B.
I never did a budget before, and the process was much more comfortable than I expected it to be.
-Mary B.
Here's How It Works:
1. I'll send you a video and any tools you need to complete the weekly action step.
2. After trying out the action step, you can send me any questions you have.
3. During weekly office hours, I'll answer those questions.
You can show up live to the weekly office hours and we'll talk it out together
OR
I'll send you the replay to view at your convenience.
Step 1: Get Clarity Around Your Household Expenses
Step 2: Make Future-Focused Plans and Goals for Spending and Saving
Step 3: Create your Year Plan
Step 4: Create your Monthly Budget
Step 5: Tracking Your Spending
Step 6: Create Savings Categories and Sinking Funds
Step 7: Close Out Your Budget
Final Week: Reflections, Final Questions, Next Steps, & Prizes
Do these sound familiar?
"My money feels disorganized."
"I should have enough money, but I don't."
"I have no idea where my money goes."
"I want to save more."
"I should be paying down this debt!"
"I have a hard time making decisions with how to spend my money."
"Money is tight, and I need to do better."
"I downloaded an app, but it was just confusing."
"I have money goals, but no plan to reach them."
"I overspend on everything and want to focus on what I truly want and need."
This 8-week program will help you solve all of those problems.
Hi, I'm Erin.
Voice of The Budget Effect Podcast.
When I was an overwhelmed single mom just trying to make it day to day, I started to focus on my household budget. Beyond paying off thousands of dollars in debt, saving cash, and investing more, I found that budgeting inspires intentional living and a focus on figuring out what's most important. (That's the Budget Effect.) I found that when you get that first foundation of stability in line, you'll have more time, resources, and mental space to work on things that matter most. Building this foundation in your home will allow you to start finding momentum, peace, and contentment.
It's Magical, But It Isn't Magic.
I'll be 100% honest with you.
This program won’t work for you if you’re not open to being more thoughtful and intentional with your spending.
Also, if you're currently in a financial crisis where your must-pay expenses are greater than your income, this program may not be the best place to start.
But...
If you want help creating a system for your household expenses that is going to bring less stress and more freedom, more intention and less chaos, then join us!
"I’m most proud of becoming more aware of my spending and making a consistent effort to track it. While I know I still have progress to make, I’m proud that I’ve started building the habit and taking responsibility for my financial choices rather than avoiding them."
-Tiffany B.
"Love how Erin explains everything! She walks you step-by-step in a non-judgmental manner. She is very relatable. I am also a type B person and love how I can create a budget made to my personality and be successful with it!"
-B.